Tuolumne County Conforming Loan Limits 2024

The 2024 conforming loan limit for Tuolumne County is $766,550 for a 1-unit property.

If your loan amount is under $766,550 you can put as little as 3% down, and your entire down payment can be a gift.

First-time homebuyers purchasing a home in Tuolumne County may qualify for lower rates and costs by waiving Loan Level Pricing Adjustments or LLPAs if their gross annual qualifying income is $96,900 or less.

Loans above $766,550 in Tuolumne County would be considered a jumbo loan. Jumbo loans can have more difficult qualifying requirements, such as mandatory reserve funds and lower maximum debt-to-income ratios.

Homebuyers can put as little as 5% down on 2-4-unit properties as long as the property is their primary residence.

Here are the conforming loan limits for multi-unit properties in Tuolumne County…

  • 2-unit property – $981,500
  • 3-unit property – $1,186,350
  • 4-unit property – $1,474,400

Click Here for FHA Loan Limits for Tuolumne County 2024

If you’re considering buying a new home or refinancing your current one, we’d love to help! We offer highly competitive rates on all conforming loans and the best service in the industry, making your home financing journey easier and more affordable.

If you’re thinking about purchasing a new home or refinancing your existing one, Secured Lending Group is here to assist you every step of the way!

Apply Now!