Invest in a home, invest in your future.

Explore Our Competitive Home Loan Options

As a top rated San Diego mortgage lender we offer a range of mortgage options including low-rate conforming, non-conforming and jumbo loans throughout California. At Secured Lending Group, we review each customers specific needs and find the best loan for them. Our large investor pool ensures that we can provide the most competitive rates no matter what type fits your needs

Our quick pre-approvals ensure you know what you qualify for and what loan payments fits your budget. Trust Secured Lending Group to be your partner in every step of your home-buying journey

Conforming Loans

Ready to get started?

Conforming Mortgage Loans from Secured Lending Group are designed to meet Fannie Mae and Freddie Mac guidelines, providing lower interest rates and flexible terms. As a top mortgage lender, we help homebuyers secure financing within county loan limits, making homeownership more affordable and accessible. Discover how our conforming loan options can simplify your path to stable monthly payments and long-term financial security

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Non Conforming

Need Alternative Options?

A non-conforming or Non-QM (Non-Qualified Mortgage) loan is a type of mortgage that
doesn't meet the standard guidelines set by government-sponsored entities like Fannie Mae and
Freddie Mac. These loans are designed for borrowers who may not qualify for traditional loans
due to unique financial situations, such as self-employment, irregular income, or less-than-
perfect credit. Non-QM loans offer flexible underwriting standards, allowing more people to
secure financing for their homes. Choose between our:

DSCR Rental Loans
ITIN Loans
Profit and Loss Loans

depending on your circumstances and unique financial needs.

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Reverse Mortgage

Tap into your home equity.

Secured Lending Group offers Reverse Mortgages and Reverse Purchase Mortgages tailored for homeowners aged 62 and older, providing financial flexibility and peace of mind. With the guidance of an experienced lender, eligible homeowners can convert home equity into cash or use it to purchase a new property that may not ordinarily be within reach, all without monthly mortgage payments. Trust Secured Lending Group to help you achieve financial independence with a reverse mortgage solution designed to meet your needs

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Jumbo Loans

Go Big and go home!

 

Searching for a larger mortgage loan? Secured Lending Group offers competitive jumbo loans that exceed the conforming loan limits in your area. Our extensive network of investors allows us to provide the best rates for jumbo loan products, no matter where you reside in California. Trust Secured Lending Group for your jumbo loan needs and enjoy expert service and favorable rates.

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Refinance

Ready to Refinance?

 

Refinancing your home can be a smart financial move, offering opportunities to lower your interest rate, reduce monthly payments, or access your home's equity. At Secured Lending Group, we provide tailored refinancing options to fit your unique needs. Whether you're looking to switch from an adjustable-rate to a fixed-rate mortgage, shorten your loan term, or tap into your home's value, our expert team is here to guide you through the process. Discover how refinancing can save you money and help you achieve your financial goals. Contact Secured Lending Group today to learn more about our home refinance solutions.

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FHA Loans

Federal Housing Administration

Secured Lending Group is here to help with FHA loans, offering down payments as low as 3.5% and more lenient credit requirements to make homeownership possible for a wider range of buyers. With years of experience and a dedication to quality service, we will guide you through the FHA loan process—ensuring clear, personalized support at every step. Trust Secured Lending Group to make homeownership affordable and accessible with our FHA loan expertise.

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VA Loans

Here to help our Veterans

Looking to secure a VA loan? At Secured Lending Group, we have extensive experience in VA loans, combining many years of experience with exceptional service to help veterans, active-duty service members, and their families achieve homeownership. Here, at Secured Lending Group we can guide you through each step, ensuring a seamless process and the best rates tailored to your needs. Trust Secured Lending Group’s commitment to quality and expertise to make your VA loan journey simple, transparent, and stress-free.

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USDA Loans

Enjoy a rural life.

Looking to buy a home with zero down payment? Secured Lending Group specializes in USDA loans, helping eligible rural and suburban homebuyers achieve their dream of homeownership with low rates and no down payment requirements. With years of experience and a commitment to excellence, our team guides you through the USDA loan process with transparency and personalized support. Trust Secured Lending Group to make your USDA loan experience simple, reliable, and tailored to your needs. Begin your journey to affordable homeownership with our dedicated USDA loan experts today.

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Construction Loans

Get your project going.

At Secured Lending Group, we specialize in flexible construction loan solutions that bring your vision to life, whether you’re building a new home or renovating an existing one. Our expert team understands the unique financing needs of construction projects and provides tailored guidance through every stage, from land acquisition to final completion. With competitive rates and loan options designed to meet your budget, we make the construction process seamless and stress-free. Trust Secured Lending Group to be your partner in building a strong foundation for your future. Contact us today to explore the best construction loan options for you.

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Our Current Rates

Belinda Biedebach, Mortgage Broker at Secured Lending Group
5.0
Based on 14 reviews
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Nicole Leilani Paxton-Sanchez
04:31 17 Jun 24
Belinda was very patient with me as I am a first-time buyer. What first impressed me was how quickly she responded to my initial inquiry and worked with me to schedule a time to chat. She has a wealth of knowledge and was eager to walk me through the process and what I qualified for. Belinda was also not shy in letting me know I could reach out to her directly if I needed help in the future. She was so wonderful that I told her I wished I could hug her. She’s an invaluable help and I have a lot more confidence and trust in my decisions and look forward to working with her again.
Jessica Tran
18:08 21 Sep 23
There are not enough words to capture my exceedingly wonderful experience with Belinda over and over again! Coming with industry experience in both the mortgage area and once being in real estate myself, Belinda has continued to impress me not only with her ability to think outside of the box combined with her wealth of knowledge, but her personal and genuine investment in getting it done even in the most complex of scenarios. Belinda is extremely hands on throughout the entire process and is always available day or night to answer any and all questions. At the very last minute, we had to switch our route and she worked through the night on a Friday evening to get loan disclosures out just in time to close. Belinda was paramount in getting the home of my dreams. She will be, without a doubt my lender for life. We call her our “family lender” as she has helped to secure loans for various loved ones. She is the absolute best in the industry and if you are looking for a seamless experience, making well informed decisions along the way, working with Belinda will be the best decision you will ever make in the home purchasing process. She will treat you with the highest level of care…whether you’re a first time homebuyer or an investor. I always feel like I’m her #1 client ;)I am happy to vouch for her further if this review hasn’t convinced you 🙂
ryan bergum
17:59 19 Nov 21
Working with Belinda and Jim was an absolute pleasure. From start to finish, they were very responsive and left no stone unturned. I look forward to working with them again!
Itay Gamliel
17:41 08 Oct 21
Belinda is one of the best I ever worked with I’m highly recommend working with her.She make everything possible with in the time frame and such a nice person! Jim is very professional and will make sure you are safe in the deal you going in to both of them are great team!!
tamir didi
13:11 08 Oct 21
All I can say , if you really looking for the best mortgate broker , contact Belinda ,I’ve been in the real estate and investing business for the last 10 years and bever next souch a nice , passionate and helpful person better then her .Good time to say THANK YOU Belinda !Will be in touch for the next transaction 🙌
Vanessa Hillis
22:50 17 Feb 21
We are so pleased to have worked with Belinda on getting our home loan squared away. She always made herself available when we had any questions and/or concerns day or night! Thank you for making everything so seamless Belinda!
William Mello
03:16 26 Oct 20
I highly recommend working with Belinda. I just recently purchased my first home and Belinda made sure to go over all the documents in detail so I knew exactly what my opinions were, what I was paying for and helped make sure I got the best deal. I never felt like I couldn't ask a question if there was anything I was unsure of. Great experience and I will be sending everyone I know her way.
Heather McCoy
00:19 07 Sep 20
Belinda was a breath of fresh air when trying to refinance. I had questions regarding my refinance options that another lender was not able to answer. I reached out to Belinda and she was very knowledgeable. She answered and explained all my questions and also got me a better rate. She promptly returned my calls and made the process quick and easy. I’m glad I came across Belinda and have since referred her to family and friends.
Patricia Hillis
22:35 11 Feb 20
Being a recent widow, I recently needed some help with some financing options as I was looking to purchase a 2nd home. So many options but so many questions! A friend of mine suggested I put in a phone call to Belinda to get a few answers. In our conversations, we weighed simply securing a conventional loan for the property; refinancing my current home; or selling another property of mine. Belinda did some research for me and got back to me very quickly. She took her time explaining things to me so I would have a clear picture as to how the financing would work with each scenario. It was a pleasure dealing with her. She earned my respect and future business! I highly recommend contacting her.
Valerie Oakley
17:13 10 Feb 20
Belinda was incredibly helpful to us from day one all the way through our closing. She answered all our questions, was incredibly professional, always available, timely, and friendly. She helped make our dream home a reality & in very quick timing too! We would highly recommend her to anyone else- including all those other first time home buyers out there who may have a million and one questions like we did. She will take the time to help you understand the process and make sure you feel comfortable along the journey. Thank you Belinda for all your help!!

What Ever You Need, We Have The Loan That Fits Your Needs

First Time Homebuyer, Current Homeowner or Searching for a Second Home or Investment Property, We Have a Loan That Will Fit Your Needs

There is enough stress involved with buying a home or even when refinancing your existing home loan. For most people, buying a home is the biggest investment they will make in their lifetime

Whether you are a first time buyer, a long time homeowner, or looking to finance that second home or investment property, Secured Lending Group has access to the most competative rates available. 

Belinda Biedebach

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5%

1%

5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421