Napa County FHA Loan Limits

The high-balance FHA loan limit for 2024 in Napa County is $1,017,750.

The “low-balance” FHA loan limit for 2024 in Napa County is $766,550.

  • Both loan limits above are based on a 1-unit property.

FHA loans between $766,550 and $1,017,750 in Napa County are considered high-balance FHA loans.  FHA high-balance loans tend to have slightly higher interest rates than FHA loans under $766,550 (“low-balance”).

It’s worth asking your mortgage loan officer if you can secure a better rate by keeping your loan balance under $766,550 in Napa County, California.

Loans above $1,017,750 in Napa County are considered jumbo loans and would not qualify for FHA financing.

FHA financing is possible on 2-4 unit properties as well.  Here are the FHA loan limits for multi-unit properties in Napa County…

  • 2-unit property – $1,302,900
  • 3-unit property – $1,574,900
  • 4-unit property – $1,957,250

Click Here for Conforming Loan Limits in Napa County 2024

If you’re considering buying a new home or refinancing your current one, we’d love to help! We offer highly competitive rates on FHA loans and the best service in the industry, making your home financing journey easier and more affordable.

If you’re thinking about purchasing a new home or refinancing your existing one, Secured Lending Group is here to assist you every step of the way!

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