Before you start looking for your first home, let Secured Lending Group help you with a mortgage prequalification. Getting pre-qualified is the first step on your journey to homeownership. By filling out our secure mortgage prequalification form on our website, you can receive a prequalification letter that indicates your potential approval for a mortgage even before you start your home search.

Many realtors require buyers to get pre-qualified before house hunting. A mortgage prequalification letter helps narrow your search, ensuring you find the perfect home that fits your budget. It also streamlines the mortgage application process, making it much smoother.

Understanding Your Credit

Lenders evaluate your payment history, income, and current debts to determine your likelihood of paying your loan each month. This is reflected in your credit score, a crucial factor in mortgage approval. We can also offer advice on things you can do to improve your credit score.

You can quickly check your credit and credit score for free on websites like FreeCreditReport and CreditKarma. If your credit score is below 640, review your report for accuracy, stay current with monthly payments, and reduce debt where possible to improve your score.

Talk to an Expert

Speak with an expert at Secured Lending Group about your financial history, goals, and the path to buying a home. Our team is here to guide you through the prequalification process and help you achieve your dream of homeownership. Contact us today to get started!