Secure Your Financial Future with a Fixed Rate Mortgage

Are you looking to secure your financial future with stable and predictable mortgage payments? Fixed Rate Mortgages from Secured Lending Group offer low-interest rates that remain constant throughout the life of your loan. This makes them an ideal choice if you plan to stay in your home long-term and want the assurance of consistent monthly payments.

Benefits of Fixed Rate Mortgages

  • Stable Payments: Enjoy the peace of mind that comes with knowing your mortgage payment won’t change over time.
  • Budget Planning: Easier budgeting with fixed monthly payments.
  • Low Rates: Take advantage of current low-interest rates to lock in a great deal.

Popular Types of Fixed Rate Mortgages

The 15-Year Fixed Rate Mortgage
  • Lower Interest Paid: Save significantly on interest costs. For instance, a $100,000 loan at a 4% interest rate will accrue less interest over 15 years compared to a longer term.
  • Higher Monthly Payments: While your monthly payment will be higher, you’re paying more towards the principal, which helps you pay off the loan faster.
  • Faster Equity Building: Build home equity quicker and own your home outright in just 15 years.
The 30-Year Fixed Rate Mortgage
  • More Interest Paid: Longer loan terms mean paying more in interest over time.
  • Lower Monthly Payments: Spread out over 30 years, your monthly payments will be lower, making it easier to manage within a tight budget.
  • Greater Flexibility: Ideal for those who prefer lower monthly payments and need more financial flexibility.

Why Choose a Fixed Rate Mortgage?

  • Predictability: Your interest rate and monthly payments stay the same, providing stability in your financial planning.
  • Long-Term Savings: Locking in a low rate now can save you money over the life of your loan.
  • Home Equity Growth: Build equity over time and potentially use it for future financial needs.

Whether you choose a 15-year or 30-year fixed rate mortgage, you can rest easy knowing your payments will remain consistent. Contact us today to learn more about how a Fixed Rate Mortgage can help you achieve your homeownership goals with financial confidence.

How it Works

  • Monthly payments are based on interest rate, principal loan amount, and amortized interest over 30 years. With a Fixed Rate Mortgage, your interest rate will never change, even if market rates increase!
  • Your payment will not change throughout the life of the loan.
  • Your actual payment will vary based on your situation and the current interest rates when you apply.
  • Pay your mortgage off at any time without pre-payment penalties.

Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Apply Now!