2025 FHA Loan Limits for California
This page includes the 2025 conforming loan limits for all California State counties, with some additional commentary about how and why these caps are set. Home loans that exceed the maximum amounts shown below are considered “jumbo” mortgages.
FHA Lookup
| 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|
| Select a county to see loan limits | |||
California FHA loan limits are established by the Department of Housing and Urban Development (HUD) and revised every year. Below, you will find the 2025 FHA loan limits for all counties in California, and for all property types. They were increased from 2024 to 2025, in response to rising home prices, and range from $524,225 to a staggering $1,209,750.
Note: “one-Unit” refers to a single-family home or condo. Two-Units refers to a duplex-style property with two separate residents, and so on.
If you’re buying a single-family home to serve as your primary residence, refer to the one-unit column.